Loading Splitover

Splitover — split bills and trip expenses with friends

A free bill splitting app for restaurants, flatmates and trips, and it works offline. Put in what everyone paid, and Splitover works out who owes whom — then settles the whole group up in the fewest possible payments. No account, nothing to install.

  • Free, no ads
  • No signup
  • Works offline, syncs when you are back
  • Splits evenly, by share, or per item
How it works, and answers to the usual questions

How to split expenses on a group trip

  1. Start a trip and add who is in it

    Name the trip, pick a currency, and type in everyone who is coming. Nobody needs to be invited before you can start — names are enough.

  2. Log what each person paid

    Add each expense as it happens: who paid, how much, and who it was for. Split it evenly, by exact amounts, by shares, or item by item off the receipt.

  3. Settle up in the fewest payments

    Splitover nets everyone off and shows the shortest list of payments that clears the trip. Mark one as paid and everyone on the trip sees it.

Frequently asked questions

Is Splitover the same as Splito?

Splito is the idea; Splitover is one of two apps built on it. Both split group expenses and settle everyone up in the fewest payments — they differ in how they look and in a few of the features. Splitover is this one.

Is Splitover free?

Yes. Splitover is free to use, with no ads, no paid tier and no limit on how many trips or people you add.

Is any of it held back for a paid version?

No, because there is no paid version to hold anything back for. Search, the category chart, itemised bills and the CSV export are simply there, and there is no daily cap on how many expenses you can add.

Do I need an account to split expenses?

No. There is no signup, no password and no email to hand over. Open it and start a trip.

Does everyone need to install anything?

No. It runs in a browser, so whoever you send it to can open it and start. You can add it to your home screen if you would rather it opened like an app and kept working with the radio off, but nobody has to.

Does it work offline?

Yes. Splitover is built offline-first, so you can add expenses and read the balances with no connection at all — on a flight, underground, or abroad with data switched off. What you added goes out to the rest of the trip the next time you have signal.

Is Splitover a payment splitting app — does it move the money?

It splits the bill and works out the shortest set of payments that clears everyone, but it does not move money itself and is not linked to a bank. You pay however you normally would — UPI, cash, a transfer — and record it here, and the balances update.

Is Splitover an alternative to Splitwise?

It covers the same job — group expenses, settled in the fewest payments — without an account, without ads and without a paid tier, and it keeps working offline. Splitwise has been around far longer and has apps on both stores; Splitover runs in a browser, so you can start in the time it takes to type the first expense.

How does Splitover work out who pays whom?

It nets everyone off against each other and then finds the smallest set of payments that clears every balance. Four people owing each other in a circle usually settles in two transfers rather than six.

Can I split expenses with friends who have not used it before?

Yes. Send them an invite link. They open it, pick which name in the trip is theirs, and can add their own expenses from then on.

Does Splitover convert between currencies?

No, and this is deliberate. A currency is a label on the trip and amounts are never rescaled behind your back, so you can only switch between currencies that use the same number of decimal places.

Can I split rent or a bill unequally?

Yes. Split by exact amounts, so a rent of 1200 goes 800 and 400. Or by percentage, or by shares, which is the quick way to say the big room counts double. Whichever you choose, the parts add up to the total.

Can I split a restaurant bill item by item?

Yes. Choose By item, type each line off the receipt, and tick who had it. Somebody who only had a starter pays for a starter.

How does Splitover handle GST and service charge?

Add them under Tax, service and tip on an itemised bill. Each charge is spread by share to begin with, meaning in proportion to what each person actually ordered, and you can switch one to an even split instead, which is usually what you want for a tip.

Does it scan receipts?

No, and that is a decision rather than a gap. A misread receipt produces confident wrong numbers, and hunting for the line it got wrong costs more than typing the bill would have. By item is built to be typed at speed instead: label and amount share a line, Enter starts the next row, and each new row keeps the people from the one above.

Does the split always add up to the bill?

Yes, exactly. Nothing is rounded until the very end, so on a long itemised bill no single person quietly absorbs the leftover paise: every share lands within one paisa of the exact figure, and the shares always sum to the total.

Can I add or remove people after the trip has started?

You can add somebody at any time, and existing expenses are left alone, so edit any they should have been part of. Removing is the restricted one. Anybody who already appears in an expense or a payment cannot be removed, because the ledger would stop balancing.

Can anyone in the trip edit an expense?

Yes, anybody in the trip can correct an expense somebody else added. There is deliberately no lock on it, because the person most likely to want a quiet edit is whoever typed it in the first place. Every version is kept instead, and each change shows who made it.

Can I record a cash or UPI payment?

Yes. Splitover does not move money: you pay however you normally would, then record it here and the balances update. Record the same amount between the same two people twice and it asks whether you really did mean a second payment.

Can I get the trip out as a spreadsheet?

Yes, as a CSV you can open in Excel or Google Sheets. Every person gets a paid column and a share column, so the sheet reproduces the same balances the app shows and you can check them rather than take them on trust.

Can I use Splitover for flatmates and household bills?

Yes. Make one trip for the flat and add rent, groceries and the utility bills as they arrive. Nothing has to be marked settled for the balances to stay right, so it can simply keep running.

Split bills offline, with no account

Signal goes in exactly the places a bill needs splitting: a basement restaurant, a hill road, somebody else’s country on roaming. Splitover is built offline-first, so the expense you add on a flight lands the same way it would at home and reaches everyone else once you are back in range.

There is no signup in front of any of it — no password, no email, no waiting for four other people to make an account before the maths works. It runs in a browser, so whoever you send it to can open it and start, and adding it to the home screen is optional rather than the price of entry.

Built for the awkward bit at the end

Splitting one bill is easy. Working out who owes whom after nine days, four cities and thirty-one receipts is not, and it usually gets settled badly — with more transfers than anyone needed to make. Splitover keeps the ledger while the trip is happening, so the end of it is one short list of payments instead of an argument over a notes app.

Splitover is one of two Splito apps, built by thedevstory.